Quizzle.com
There's a CreditKarma.com competitor - Quizzle.com. I signed up for it today. It does provide you with your Esperian score, plus it provides all the other information on your credit report - accounts, balances, etc. Plus it provides a rating for how much savings and debt that you have vs. your income. It's actually pretty sweet. It would also tell you how much your score might be effected by getting a new credit card, or maxing out a credit card or something. I think it provided more useful information and more functionality than CreditKarma. Overall - I think I prefer Quizzle to CreditKarma. Like CreditKarma, Quizzle can also track your score over time. The catch is, you have to log in periodically - so now I have my history in CreditKarma, and I want to use Quizzle. So screwed.