Baby Finances

The whole house buying thing has been stressful, so I've been trying to find ways to work that stress off through exercise. Plus, the cruise to Bermuda was not nice on my waistline.  Earlier this week there was a Groupon for a local Bikram Yoga studio.  I've done hot Vinyasa / Flow yoga in the past and I loved it, so I decided to try the Bikram style.  It was a lot harder than I remember hot yoga being.  Mostly I think because I'm not as fit, and I'm fatter than I used to be.  There was less flow between the poses, which was both good and bad, but I think the poses were of equal difficulty and the heat & humidity were similar to Vinyasa. I may have puked up all the water I drank during class in the locker room afterward.  Gross.  Next class I'm definitely going to be better about hydration before class.  I'm going to stick with yoga for 20 classes.  I have 19 more to go before the end of August, which means about 2X a week max, and if...

We're almost to closing on the house we're buying.  We got the final mortgage commitment and appraisal. We've only got a few details to wrap up before the closing, including title insurance.  Doing some research on title insurance, as well as the ownership history of the property (www.masslandrecords.com), I'm thinking it might be a good idea.  I had no idea how much information about land ownership, mortgages, liens and everything was available online.  You can totally stalk people using this (I maybe, maybe not have tried looking things up... )  But it was useful to find out how complex the ownership history has been on our home for the past 25-30 years of scanned records in the database.  Given the ownership history over the last 83 years, I think we'll be getting title insurance to cover us. We also learned more than I think I wanted to know about our sellers finances.  My husband bought me a glass carboy for Christmas, and I used it for a second...

There's a CreditKarma.com competitor - Quizzle.com. I signed up for it today. It does provide you with your Esperian score, plus it provides all the other information on your credit report - accounts, balances, etc. Plus it provides a rating for how much savings and debt that you have vs. your income. It's actually pretty sweet. It would also tell you how much your score might be effected by getting a new credit card, or maxing out a credit card or something. I think it provided more useful information and more functionality than CreditKarma. Overall - I think I prefer Quizzle to CreditKarma. Like CreditKarma, Quizzle can also track your score over time. The catch is, you have to log in periodically - so now I have my history in CreditKarma, and I want to use Quizzle. So screwed.