Baby Finances

Anyone Beta Testing Simple.com? I don't know enough about their business model yet. It sounds like a very customer focused banking solution - basically the entire front end of the bank that you want. But it appears like they farm out the back end. I'm concerned about their business model and where they are making their money. They clearly aren't striving for a bait and switch, but I fear that if another company buys them out - that's ultimately what it will become. Anyone know how they are making money? I'd like for them to make money off something legit - so it won't ultimately turn into an unintentional bait & switch. If they aren't making money as an organization - they won't survive. They're a business and therefore needs to turn a profit. Are they making interest off the back end? Borrowing for super cheap rates in order to source out the front end? Then don't offer their customers interest? (This is a fine biz model.) Anyone! ...

Dear Mint, Why are you trying to merge my Budget Tab & My Overview Tab? If I need to know how much I've spent out of my budget - I'll see that already on the overview tab when I first login. Why are you making it so hard for me to figure out how much I budgeted for each category for the month? Why do I now have to roll-over the budget to see how much I'm allowing for that category? FREAKING ANNOYING. I go to the budget tab to set up my budget - not to see how much I have left. Just because you can do cool things with rollovers. Please don't add things just so that you can say you did something this year on your yearly review. Please only add things that add value to the user. If you want to add how much I've spent already in that budget - at least do a $25/$100 or something along that lines - not just what is left - so it's a huge pain for me if I'm adjusting my budget to see how much more I need to add if a new expense comes up. It only makes ...