Baby Finances

Anyone Beta Testing Simple.com? I don't know enough about their business model yet. It sounds like a very customer focused banking solution - basically the entire front end of the bank that you want. But it appears like they farm out the back end. I'm concerned about their business model and where they are making their money. They clearly aren't striving for a bait and switch, but I fear that if another company buys them out - that's ultimately what it will become. Anyone know how they are making money? I'd like for them to make money off something legit - so it won't ultimately turn into an unintentional bait & switch. If they aren't making money as an organization - they won't survive. They're a business and therefore needs to turn a profit. Are they making interest off the back end? Borrowing for super cheap rates in order to source out the front end? Then don't offer their customers interest? (This is a fine biz model.) Anyone! ...

Dear Mint, Why are you trying to merge my Budget Tab & My Overview Tab? If I need to know how much I've spent out of my budget - I'll see that already on the overview tab when I first login. Why are you making it so hard for me to figure out how much I budgeted for each category for the month? Why do I now have to roll-over the budget to see how much I'm allowing for that category? FREAKING ANNOYING. I go to the budget tab to set up my budget - not to see how much I have left. Just because you can do cool things with rollovers. Please don't add things just so that you can say you did something this year on your yearly review. Please only add things that add value to the user. If you want to add how much I've spent already in that budget - at least do a $25/$100 or something along that lines - not just what is left - so it's a huge pain for me if I'm adjusting my budget to see how much more I need to add if a new expense comes up. It only makes ...

So, my husband bought me a Kindle before we went on our Honeymoon. Best. Gift. Ever. (Sorry mom.) I was debating between a Kindle & an iPad - but I'm glad I went with the Kindle. Mainly, because most of what I wanted to do was read on it. I already have an iPhone and a laptop to web surf or play apps, emails and everything else I typically do on it. I love reading books on my Kindle. I even made up a song. It goes like "my kindle..., my kindle..., I love... my kindle.... I have read books with backlit screens before and they never satisfied - your eyes just got tired after 30-60 minutes. With the e-ink screens - reading experience is much better. Plus the auto-downloading of books - awesome. So easy to do. I figured out how to download library books - SWEET! My mint account is a lot happier about the library books. Today - I discovered the best feature - Whispersync. I've got the Kindle reading ap on my iPhone & laptop. Whispersync allows me to seemles...

Mint has made quite a few major changes since Intuit bought it out - mostly for the good. LOVE the goals that have now been implemented. Love how I can link it to an account, and I love how I can instantly see my progress, see how much further I have to go, and be able to edit to see how adding more or less towards a goal each month would change for that goal. With goals, the one annoying thing that I've found is that I need to dedicate a separate account for each goal. Which means, now I'm not achieving maximum savings rate out of one account (let's be realistic... who is going to open up 5 or 6 savings accounts at the same bank???) It would be great if I could dedicate a certain percentage of an account towards a goal, or a certain dollar amount. That way, I could still see my savings progress, but then I could also get a better savings rate without having to open a ton of new accounts. (I'm lazy, what can I say.) In the last few years I've grown up quite a b...