Worse case of Rollover ever
So - I've been trying unsuccessfully to roll over my old company 401K into a new IRA for a while now. My new place (Schwab) has been absolutely amazingly wonderful. Their customer service rocks. Rocks. There are phone numbers all over their sight - and they direct you to the right people. Schwab says to call them if you need help... so I did. The guy I had - George - was awesome. He tried all the same stuff I did - tried other numbers that he got to get a hold of my old place. He was really persistant - like way more than I was. I had called the old place's stupid automated number a million times but couldn't get the stupid pin number that I needed. I have no idea what my pin number was - or if I ever got one. I just kept going in circles.
George figured out that if I got to the right menu - I could get a new pin mailed to me. That was way genius in my book. I was so frustrated by the fact I couldn't talk to a person.
George even closed a second IRA account that I opened b/c I was stupid and trying to figure out how to roll my money over. Then he made sure I had opened the right kind of account for everything. He was basically a rockstar. Rockstar.
I had feeling like I'm at the mercy of some huge automated system that isn't at all helpful. Which is what I feel about my old 401K. It is aweful. I feel like if I need someone to talk to Schwab is more than willing to help me figure it out - and they make it simple. I'm happy that they want to help me.
With this and their amazingly free everything checking account - they are definiately rocking my world lately. Let's just say: I don't have to pay for new checks - they print them up and send them to me - no charge. If I need to pull money from an ATM (rarely) I can chose any ATM - Schwab won't charge me - and better yet - if the other bank has a transaction fee Schwab REFUNDS me that fee at the end of every month. To deposit money I just have to send it in. Which Schwab sends me postage paid envelops to do so. If I need more deposit slips - I just send in a form letter to get new ones for free. Plus - I earn interest on my checking account. It's FDIC insured up to 100K just like every other account in the world.
Freaking rocking place to put your money.
I started taking piano lessons. I always wanted to play the piano - so I thought it would be fun. I'm going pretty slowly. I've learned how to play some scales and I've started to learn articulation - or whatever the piano equivalent of articulation is. I'm having a lot of fun with it so far. It's highly entertaining. It was on my list of hobbies I wanted to try. So I started doing it.
I'm liking this writting stuff down and then trying it to see how it goes. I feel like I'm not over whemled and therefore can start things, I feel like I'm accomplishing something by checking it off of my list, and I'm organized and can plan on what to try next.
Piano is fun. I know it tortured may a children because they didn't like it very much. It's great though. It has a set of rules - but there is still room for interpretation. It's a very left brain/right brain activity.
I think I want to learn to juggle next.
George figured out that if I got to the right menu - I could get a new pin mailed to me. That was way genius in my book. I was so frustrated by the fact I couldn't talk to a person.
George even closed a second IRA account that I opened b/c I was stupid and trying to figure out how to roll my money over. Then he made sure I had opened the right kind of account for everything. He was basically a rockstar. Rockstar.
I had feeling like I'm at the mercy of some huge automated system that isn't at all helpful. Which is what I feel about my old 401K. It is aweful. I feel like if I need someone to talk to Schwab is more than willing to help me figure it out - and they make it simple. I'm happy that they want to help me.
With this and their amazingly free everything checking account - they are definiately rocking my world lately. Let's just say: I don't have to pay for new checks - they print them up and send them to me - no charge. If I need to pull money from an ATM (rarely) I can chose any ATM - Schwab won't charge me - and better yet - if the other bank has a transaction fee Schwab REFUNDS me that fee at the end of every month. To deposit money I just have to send it in. Which Schwab sends me postage paid envelops to do so. If I need more deposit slips - I just send in a form letter to get new ones for free. Plus - I earn interest on my checking account. It's FDIC insured up to 100K just like every other account in the world.
Freaking rocking place to put your money.
I started taking piano lessons. I always wanted to play the piano - so I thought it would be fun. I'm going pretty slowly. I've learned how to play some scales and I've started to learn articulation - or whatever the piano equivalent of articulation is. I'm having a lot of fun with it so far. It's highly entertaining. It was on my list of hobbies I wanted to try. So I started doing it.
I'm liking this writting stuff down and then trying it to see how it goes. I feel like I'm not over whemled and therefore can start things, I feel like I'm accomplishing something by checking it off of my list, and I'm organized and can plan on what to try next.
Piano is fun. I know it tortured may a children because they didn't like it very much. It's great though. It has a set of rules - but there is still room for interpretation. It's a very left brain/right brain activity.
I think I want to learn to juggle next.
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