Corn Tortilla Suck
So for some reason I picked up corn tortillas at the grocery store instead of the normal flour ones. I have to say that corn tortillas are the most terrible thing that has ever been invented. They're horrible. I think that the rest of them are going to go in the trash. Terrible terrible hateful things.
So in all my glory of nothing to do at work today I found an article on Digg about a woman who had so screwed up her families finances that they were $135K in credit card debit. Let me repeat that $135K in credit card debit. Their house was another $685K or something ridiculous - and she didn't work and spent over $400/month just on Starbucks. Her husband - made 60-70K a year. Holy shit. How do people let things get that bad? That's just freaking crazy. I can't even imagine. I know that things can get expensive but geeze - live within your means. Her kids didn't even have health insurance.
I guess I've never felt like I had to "keep up with the Jones." I try not to spend outside of my means. Ultimately I don't want to be in massive debit (other than my student loans - that I could pay off sooner - but with the interest rate so low it's actually kind of dumb to pay it off sooner.) I'd rather have more "fun" money to play with and go on vacations with rather than having a "nicer" car.
I was talking with a girl at work who recently got engaged. She gets so mad about all the electronics and stuff that her boyfriend buys. She tries not to say anything about the money that he spends on it (he brings two different laptops every time he stays at her house.) But what about all the crap that she spends money on that he thinks is ridiculous? Haircuts that cost 10X as much, shoes that are expensive - and more than one pair, makeup/products, all those other dumb things that girls spend money on. I'm sure the guys think that those are just as stupid. So why not just budget for stupid "play" money. Both people make good money. Just budget for screw around money after all your other financial goals are met. If both people make that agreement that means that you actually have to fulfill it. You can't bitch when he spends his fun money on a new laptop. And he can't say anything when she buys a cute new eyeshadow color. It cuts both ways. I guess I don't really see a problem unless one person consistently goes over budget and is never under budget. Then that would be an issue.
If anyone else is bored at work check out freerice.com and give some rice to some starving people.
So in all my glory of nothing to do at work today I found an article on Digg about a woman who had so screwed up her families finances that they were $135K in credit card debit. Let me repeat that $135K in credit card debit. Their house was another $685K or something ridiculous - and she didn't work and spent over $400/month just on Starbucks. Her husband - made 60-70K a year. Holy shit. How do people let things get that bad? That's just freaking crazy. I can't even imagine. I know that things can get expensive but geeze - live within your means. Her kids didn't even have health insurance.
I guess I've never felt like I had to "keep up with the Jones." I try not to spend outside of my means. Ultimately I don't want to be in massive debit (other than my student loans - that I could pay off sooner - but with the interest rate so low it's actually kind of dumb to pay it off sooner.) I'd rather have more "fun" money to play with and go on vacations with rather than having a "nicer" car.
I was talking with a girl at work who recently got engaged. She gets so mad about all the electronics and stuff that her boyfriend buys. She tries not to say anything about the money that he spends on it (he brings two different laptops every time he stays at her house.) But what about all the crap that she spends money on that he thinks is ridiculous? Haircuts that cost 10X as much, shoes that are expensive - and more than one pair, makeup/products, all those other dumb things that girls spend money on. I'm sure the guys think that those are just as stupid. So why not just budget for stupid "play" money. Both people make good money. Just budget for screw around money after all your other financial goals are met. If both people make that agreement that means that you actually have to fulfill it. You can't bitch when he spends his fun money on a new laptop. And he can't say anything when she buys a cute new eyeshadow color. It cuts both ways. I guess I don't really see a problem unless one person consistently goes over budget and is never under budget. Then that would be an issue.
If anyone else is bored at work check out freerice.com and give some rice to some starving people.
Comments
2) I enjoyed the story about that crazy bitch on digg. It makes me feel better about the piddly amount of debt i have. :-)
3) I have to wonder if that guy has a REASON for the two laptops. Is he a freelance web developer who does work at her place? Does he like to play games have has two laptops to look stuff up while he plays on the other one? Are they both really GOOD laptops? Is one his personal and one his work laptop? Of those 4 questions only the game one is dubious in its reasoning for having them but if the game one is true but the 2nd laptop is a piece of crap junker he has laying around and uses only to browse the web i don't see a problem.
On any given day i have 2 laptops in my apartment, one desktop. I could have 3 laptops (not counting amandas). I have my mac which is my main computer, my crappy dell i got for free from UDIT and i could bring my work laptop home. I have the desktop as it was my main machine pre-mac and now i use it for testing webpages in IE.
I'm overanalyzing your story a bit but as a computer nerd i feel the need to stick up for my fellow techies.